• Greater Binghamton Office
    (607) 757 2100
  • Penn Yan Office
    (315) 536 7456

mortgage

How to Build A Winning Home Buying Team

Buying a home is a huge milestone – especially if you are buying for your first time.
Although buying a home is exciting, there is a lot to keep track of and manage. It’s imperative to have a solid team behind you. Aside from having an excellent real estate agent to guide you through showings and the closing process, there are other essential people that you should have on deck.

Meet your home buying team:

1. Real estate agent:Your agent will help you research the homes that cater to your needs, negotiate with the seller, and help you find the rest of your home buying team.

Credit Score Fundamentals

A credit score may only be three digits, but that number is a big deal—it can sometimes determine the course of your life. From a lender’s perspective, your credit score indicates how likely you are to repay debts in a timely manner. Keep these quick tips in mind to get ahead of the game and establish and preserve good credit.

Americans More Confident in Housing Than Ever Before

Americans More Confident in Housing Than Ever Before -

Americans are more confident about their housing prospects than ever before, with more believing now is “a good time” to buy or sell a home, according to the just-released Fannie Mae Home Purchase Sentiment Index® (HPSI), which hit high point after high point in February.

“The latest post-election surge in optimism puts the HPSI at its highest level since its starting point in 2011,” says Doug Duncan, chief economist and senior vice president at Fannie Mae. “Millennials showed especially strong increases in job confidence and income gains—a necessary precursor for increased housing demand from first-time homebuyers.”