• Greater Binghamton Office
    (607) 757 2100
  • Penn Yan Office
    (315) 536 7456

first time home buyers

Credit Score Fundamentals

A credit score may only be three digits, but that number is a big deal—it can sometimes determine the course of your life. From a lender’s perspective, your credit score indicates how likely you are to repay debts in a timely manner. Keep these quick tips in mind to get ahead of the game and establish and preserve good credit.

What Millennials Look for in a Home

Want to appeal to the millennial first time home buyer?

Millennials have grown up in a world of technology, connectivity, and awareness that distinguishes them from the baby boomer homeowners before them. They have differing interests, hobbies, and priorities that may shape their ideal home sweet home. We’ve provided an easy to read infographic to help you navigate a home sale and find the perfect fit for a millennial home buyer.

Seven Safety Tips for Your New Home

When you first move into your new home it is a good idea to take care of a few small things that can make a big difference when it counts.
1.Change the locks on all your exterior doors.Unless your house is brand new you never know how many strangers may have a key to your front door.
2.Replace the batteries in all the smoke detectors in the house.Record the date in your calendar so you will remember to do the same thing next year!
3.Unless your heating/air units are new, have the vents and filters cleaned or replaced.