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Blogs

4 Tips for Going Green This Winter

A milder start to the season in Upstate New York has kept the heat off in many homes, but is your home prepared when winter finally sets in? Heat up your home (and your family) this winter while still saving two types of green—your money and the environment—with these four tips.

Sbarra & Wells Completes Charitable Toilet Tissue Challenge!

Tally board where the company tracked listingsCENTURY 21 Sbarra & Wells is happy to announce the successful completion of our Thanksgiving toilet tissue challenge!

We sometimes forget that those less fortunate in our community are not just in need of food, but also basic toiletries and personal care items.

For every listing secured by our real estate agents from October 1st to November 15th, the company pledged to donate $5 worth of toilet tissue to local food pantry Catherine’s Cupboard.

With 50 listings, we were able to donate 480 rolls of toilet tissue!

5 Factors That Determine Your Credit Score

Your credit score will be a deciding factor in whether or not you qualify for a home mortgage and what interest rate you will pay on your loan.

Credit scores range between 200 and 800, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score:

1. Your payment history. Did you pay your credit card obligations on time? If they were late, then how late? Bankruptcy filing, liens, and collection activity also impact your history.

2. How much you owe. If you owe a great deal of money on numerous accounts, it can indicate that you are overextended. However, it’s a good thing if you have a good proportion of balances to total credit limits.